PPF Calculator
Estimate interest growth and maturity values for Public Provident Fund accounts. Plan safe, tax-exempt wealth-building in India.
22,50,000
40,68,209
18,18,209
PPF Compounding Growth Curve
Frequently Asked Questions
What is the lock-in period for a PPF account?
A Public Provident Fund (PPF) account has a standard 15-year maturity lock-in period. After completing the initial 15 years, you can choose to extend the account in blocks of 5 years at a time, with or without fresh contributions, indefinitely.
Are PPF returns taxable in India?
No. PPF qualifies for the highly coveted Exempt-Exempt-Exempt (EEE) tax category in India. This means that: 1) Your annual deposits (up to ₹1.5 Lakhs) qualify for a tax deduction under Section 80C; 2) The annual compounding interest earned is fully tax-exempt; and 3) The entire final maturity corpus you withdraw is tax-free.
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