Financial Calculators &
Investment Analysis
218+ client-side computational models for personal income tax, home loans, mutual fund SIPs, and retirement cash flows.
Interactive Financial Calculators
Select a category to explore computational engines and cash flow simulation models.
SIP Calculator
RBI Floating Rate Bond Calculator
Tax Regime Comparator
IPO Allotment Probability Calculator
EMI Calculator
PPF Calculator
Target Amount SIP Planner
FIRE Calculator
Research Guides & Policy Analyses
In-depth regulatory breakdowns featuring worked numerical proofs, formulas, and verified citations.
Banking & Fixed IncomeRBI Floating Rate Savings Bonds (8.05%) vs Bank Fixed Deposits (2026)
Complete mathematical comparison of the NSC +0.35% floating spread, sovereign guarantee, and post-tax yields across tax slabs.
Stock Market & IPOsHow to Increase IPO Allotment Chances (2026) — SEBI Lot Rules & Bidding Strategy
Mathematical proof showing why single-lot bidding across multiple family PANs provides up to 4.62x higher allocation odds.
Stock Market & TradingRights Issue vs. Bonus Shares (2026) — Complete Valuation & Taxation Comparison
Step-by-step worked case study on Theoretical Ex-Rights Price (TERP), cost basis allocation, and Section 55(2)(aa) capital gains rules.
Frequently Asked Questions
Clear statutory answers regarding our client-side mathematical models, privacy architecture, and quarterly benchmark updates.
Are all 218+ financial calculators completely free to use?
Yes. All 218+ computational tools, amortization schedules, and research guides are accessible without paywalls, subscription tiers, or account registration requirements.
How are user inputs and financial figures processed?
All calculations run 100% client-side in your web browser. Personal financial inputs such as salary, loan balances, or investment portfolios are never logged, stored, or transmitted to any server.
How frequently are interest rates and statutory benchmarks updated?
Benchmark rates across small savings schemes (PPF, SCSS, SSY), RBI Floating Rate Bonds, and income tax slabs are verified and updated based on quarterly statutory notifications from the Ministry of Finance and the Reserve Bank of India.
Which mathematical models are used for portfolio projections?
Calculations utilize exact standard compounding formulas, standard reducing balance loan amortization mechanics, XIRR iterative solvers, and statutory tax slab algorithms.