National Pension System Planner

NPS Calculator

Estimate your retirement pension corpus and monthly annuity payout under the Indian National Pension System (NPS).

10,000
30 Years
40%
Total Pension Corpus

2,27,93,253

Lumpsum (Tax-Free)

1,36,75,952

60% withdrawn at age 60
Est. Monthly Pension

45,587

Paid monthly post age 60

NPS Retirement Corpus Build Projections

Frequently Asked Questions

What is the maximum lump-sum withdrawal allowed in NPS at age 60?

Upon reaching age 60, you can withdraw up to 60% of the corpus tax-free. The remaining minimum 40% must be reinvested into annuity plans to generate a regular monthly pension.

Are NPS contributions tax deductible?

Yes, NPS offers excellent tax benefits. You can claim deduction up to ₹1,50,000 under Section 80C, plus an exclusive deduction of ₹50,000 under Section 80CCD(1B), making it a highly tax-efficient retirement tool.

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