SWP Calculator
Model how withdrawing a fixed monthly income from your investment corpus affects its longevity and growth.
Remaining Corpus Value Over Time
Frequently Asked Questions
What is a Systematic Withdrawal Plan (SWP)?
An SWP allows you to withdraw a pre-determined amount of money regularly from your mutual fund investments. It is widely used by retirees to construct a monthly income stream while keeping the remaining principal invested to compound.
How is SWP withdrawal taxed in India?
Unlike bank interest or FD payouts, only the capital gains portion of the SWP unit redemption is taxed. This makes SWPs highly tax-efficient. Equity-oriented funds attract STCG or LTCG taxes depending on the holding period.
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