Compound Interest Comparison Tool
Compare how your wealth grows side-by-side across Equity Mutual Funds, Index Funds, Fixed Deposits, and standard Savings accounts over time.
18,00,000
50,45,760
41,79,243
30,51,890
23,69,752
Compounding Growth Curve Projections
Frequently Asked Questions
Why does a small difference in return rate matter for long-term compounding?
Because compounding growth is exponential rather than linear, returns accumulate on top of past returns. Over 15 or 20 years, a difference of just 3.5% (e.g. 6.5% in a Fixed Deposit vs. 10% in an Index Fund) can result in a final corpus that is more than double the size.
Is equity compounding guaranteed?
No. Equity mutual fund returns are market-linked and volatile. While long-term Indian market history yields a CAGR of 10% to 12% over 10+ years, short-term annual returns will fluctuate and can occasionally be negative. Fixed Deposits yield guaranteed interest rates but often fail to outpace inflation.
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