Privacy Policy | Myat Finance

At Myat Finance (“we”, “us”, or “our”), accessible from https://www.myatfinance.com, the privacy and digital sovereignty of our visitors is our paramount priority. This Privacy Policy document outlines the categories of data we collect, how information is processed, and our strict architectural commitments to zero financial data collection.

1. Architectural Zero-Storage Guarantee (Client-Side Computing)

All 217+ interactive financial calculators, tax estimative models, loan amortization schedules, and retirement algorithms on Myat Finance run 100% locally in your browser (client-side execution).

We do not collect, transmit, or store your financial figures (salaries, loan principals, investment amounts, or tax slab parameters) on any server or database.
We do not require user logins, passwords, Demat account access, or bank credentials.
Your computational inputs remain strictly within your device's volatile memory and are permanently cleared when you close or refresh your browser tab.

2. Information We Collect

We strictly minimize the collection of personal data:

Newsletter & Research Dispatch: If you voluntarily subscribe to our Research Dispatch or unlock client-side financial models, we collect your email address. This is processed solely with your explicit consent.
Log Files & Technical Telemetry: Like standard web platforms, our edge hosting provider (Vercel) automatically logs standard HTTP access metrics (IP addresses, browser type, Internet Service Provider (ISP), referring/exit pages, date/time stamps, and page load telemetry) for security and DDoS mitigation.

3. Google AdSense & Third-Party Advertising (DART Cookies)

Myat Finance partners with third-party advertising networks, including Google AdSense, to serve context-relevant advertisements when you visit our website.

Google, as a third-party vendor, uses cookies (including the DoubleClick DART cookie) to serve ads based on prior visits to our website or other websites on the Internet.
Google's use of advertising cookies enables it and its partners to serve ads to our users based on their navigation history across the web.
Opt-Out: Users may opt out of personalized advertising by visiting Google's Ads Settings or by visiting AboutAds.info.

4. Cookies, Web Beacons & Anonymous Analytics

We use essential technical cookies to remember client-side theme preferences (Dark/Light mode) and secure local cache states. We utilize anonymous, privacy-focused web analytics (PostHog / Google Analytics 4) to monitor aggregated traffic patterns (e.g. which calculators are most popular) without associating telemetry with identifiable personal records.

5. Statutory Data Rights (DPDP Act 2023 & GDPR)

Under the Indian Digital Personal Data Protection (DPDP) Act, 2023 and international data protection standards (GDPR / CCPA), you hold definitive rights regarding your personal data:

Right to Access & Rectification: You may request confirmation of whether we hold your email address and request corrections.
Right to Erasure (Unsubscribe): You can unsubscribe from our newsletter at any moment via the 1-click unsubscribe link in any email, which permanently purges your record from our distribution webhook.
Zero Sale of Data: We never sell, rent, monetize, or trade user email addresses with external data brokers or telemarketers.

6. External Links & Affiliate Disclosure

Myat Finance contains contextual external links to companion tools, official government portals (CBDT, RBI, SEBI), and context-matched partner services. We are not responsible for the privacy practices of external websites. Partner relationships are governed transparently under our published editorial standards (tagged with SPONSORED).

7. Contact & Grievance Officer

For any questions, privacy inquiries, or data access requests under the DPDP Act, contact our governance desk:
Myat Finance Editorial & Governance Desk
Email: contact@myatfinance.com